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    Should I buy shares Every time I have $500 or $5000 Investing

    Should I buy shares Every time I have $500 or $5000 Investing


    Should I buy shares Every time I have $500 or $5000

    Posted: 30 Nov 2019 08:55 AM PST

    Is it worth buying a share Every time I save up $500 or should I buy in bulk and save on fees when I have saved $5000. These are arbitrary numbers but what I've decided on.

    submitted by /u/drewskie999
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    What’s the Sharpe ratio optimal asset to hold for ~6 months?

    Posted: 30 Nov 2019 11:54 PM PST

    I have the opportunity to invest in a managed, closed-end fund around mid-2020. I'm looking to put about $20K in it and want to know the best asset to hold the cash from now till then. In terms of risk tolerance, I'm willing to lose about 10% of that.

    Currently, the cash is in a high-yield (1.70% annual) savings account. I'd like to see if I can do better in terms of where this cash is held but want to minimize on transaction costs and maximize on post-tax realized gains.

    Any ideas?

    Other notes: -The managed fund is one I work for, which is why I'm able to invest a small amount. Returns are high teens to low twenties, annual and after fees. -Other than the savings account, I'm invested in a vanguard 2060 target fund (401k), cash, and a basket of tech stocks. Cumulatively, these represent about 70% of my wealth. -Once the capital is committed, I'll likely have to move it to a highly liquid and low-no risk asset like HY savings

    submitted by /u/Maverick1915
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    What would biotech/health stock prices look like if a medicare for all program was enacted?

    Posted: 01 Dec 2019 12:42 AM PST

    Are most investors in biotech republicans? Does investing in these companies just promote big pharma? I apologize if these are stupid questions; I am a high schooler new to investing.

    submitted by /u/likesundayslikerain
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    European with 2000$ to invest. Any idea how to start?

    Posted: 01 Dec 2019 01:18 AM PST

    Basicaly I live in a country where having 2000$ to invest is a huge deal in my age.

    I dont want to sit on my egg basket or spend it all on some liabilities.

    What are your recommendations and baby steps to start investing?

    Thanks for your kind answers.

    submitted by /u/Kad1ja
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    My first investment approach, DIA:xmce

    Posted: 30 Nov 2019 11:59 PM PST

    Hi, I'm Spaniard, my experience in investment has been a German fund company and some crypto, wanted to try the market so checked the IBEX35 with a Spanish broker company.

    I wanted also an Spanish company that I knew to invest on, preferably that I was a client of it, a company with international presence, and did well when the economy goes down.

    I landed in DIA supermarkets, third biggest supermarket chain in Spain, has presence in South America, is the biggest public supermarket company in Europe, and it's well know by having offers and cheap prices so it did fairly good during last crash.

    Little I knew, Bought some shares and one week after they announced that last trimester result calculations were off/inflated, share price went down, and a shitshow started where the company got targeted by Mijail Friedman, a Russian oligarch that ended up owning almost 70% of the shares, and a capital expansion.

    Anyways I still think that the company has value and now with the ticket price at its lowest more than even, but I'm an amateur, so I'd like to know more educated guesses.

    Pd1: since I started I have regularly pumped some money on it, started buying 200 shares at 2€ each, right now I own about 6000 at 0,46€, I have only invested spare money I intended for that and have no other use/need for.

    Pd2: as you can guess English is not my first language and economic jargon is new to me so pardon me of something was poorly written.

    Pd3: I'm fairly new in Reddit, this is my first post in this community and I read the rules but am still not sure if this belongs here, if it doesn't, admin can feel free to sent this to the right place.

    submitted by /u/hitherearizona
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    What percentage of your portfolio is cash?

    Posted: 30 Nov 2019 10:56 AM PST

    I develop systematic strategies based on AI/Statistics - AMA

    Posted: 30 Nov 2019 08:29 AM PST

    New to this forum, but I've noticed that most of the advice given here tend to be based on specific stocks, market news, etc. Happy to share an alternative perspective on systematic (i.e. algorithmic) cross-sectional investing.

    There is no such thing as a stupid question.

    submitted by /u/Hamletton
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    How to time a short on a lockup expirations?

    Posted: 01 Dec 2019 02:11 AM PST

    Peloton (PTON)'s IPO lockup expiration is on March 24 2020. Based on my reading, I think it's likely there will be a stock sell dump as pre-ipo shareholders dump their stocks.

    I'm pretty new to shorting stocks, can I get some advice on timing this transaction? I've read up on how to short stocks but this will be my first time acting on it.

    Do I buy a put option (or sell short) and set it for some date beyond March 24? If the prices goes below my option's price ($X), regardless of whether it's on or after March 24, is that when I should execute my option?

    Any other specific tips to timing lockup expiration would be great. Thanks!

    submitted by /u/punable
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    Fractional shares, when they are combined will it reset the holding period?

    Posted: 30 Nov 2019 11:02 PM PST

    When fractional shares are combined will the holding period be reset or which date will be used for to determine the if the holding period is met?

    Many people use brokerages like M1 Finance to by fractional shares, when and how do they combine their shares and how is the holding period determined?

    submitted by /u/OsitoPassiveIncome
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    Record $2.4 Trillion Bond Binge Is Threatening Investor Returns

    Posted: 30 Nov 2019 05:37 AM PST

    https://www.bloomberg.com/news/articles/2019-11-30/record-2-4-trillion-bond-binge-is-threatening-investor-returns

    An unprecedented frenzy of debt sales around the world is threatening to cool this year's hot returns on corporate bonds.

    Companies have sold a record $2.43 trillion so far this year across currencies, surpassing previous full-year records. Investors rushed to snap up all this debt because they were desperate for yield as central banks cut rates. That has pushed up valuations.

    Now, some troubling signs for the direction of those valuations are converging. Recent data suggest that the worst may be over for the global economy, which means many central banks could have less reason next year to guide down borrowing costs. That will all make it harder to top the double-digit returns that some investors scored on corporate bonds this year.

    submitted by /u/coolcomfort123
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    Democrats and medicare for all supporters on this subreddit: Do you invest in biotech?

    Posted: 01 Dec 2019 01:44 AM PST

    Would investing in biotech/pharmaceutical companies promote big pharma? I'm in high school, and I strongly support Bernie and universal health care. Im new to investing, and I really enjoy science, so I invested in a CRISPR company in means of advancing its pipeline and technology to benefit society, but does that investment just in turn make big pharma corporations bigger, and thus make it harder for people to get?

    I probably should've done more research about this beforehand; I didn't necessarily think about this, so I sincerely apologize if this entire post sounds unprofessional especially since I made a recent post similar to this one without diving into my means of asking. I just don't want to make it harder for people to receive healthcare. I hope to learn more about the stock market. Thank you for any insight!

    submitted by /u/likesundayslikerain
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    Robinhood ETFs

    Posted: 30 Nov 2019 12:05 PM PST

    Is there any reason to use more traditional firms over Robinhood for long term ETFs?

    submitted by /u/ajwelch14
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    What bank stocks would you invest in?

    Posted: 30 Nov 2019 09:59 AM PST

    I'm looking at C, MS, GS, JPM, WFC, BNS.

    submitted by /u/JustinTheJovial3030
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    metrics of value/worth

    Posted: 01 Dec 2019 12:08 AM PST

    1. is total assets or market cap a better measure of value? https://en.wikipedia.org/wiki/List_of_largest_banks_in_the_United_States

    2. since site only gives those info, can you combine those 2 datapoints into a better ratio/measure of value?

    3. whats a better/best site that shows the best metric of value?

    4. goal is the closest you can get to an accurate measure of value

    5. whats the closest society has gotten to an accurate measure of value so far?

    6. what site shows w/e is the closest, only thing care about

    a closest helpful metric is better than no metric or no answers, and this is the purpose of this question

    am not using it for investing, using it just to see a quick general value/worth of X (any given company)

    submitted by /u/bestminipc
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    R/investing Total income after gains and loses (no taxe

    Posted: 30 Nov 2019 01:34 PM PST

    Collecting data from several financial subreddits, will post compiled results

    http://www.strawpoll.me/19017340

    submitted by /u/nicepotatosalad
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    [Question] Seeing how much you are profiting from investments (unrealized gains/losses)

    Posted: 30 Nov 2019 08:45 PM PST

    I really want to better understand how to get a sense of how I am doing with my investments from a glance. Specifically for my situation, I want to know how I am doing with my ETFs and funds. Let's say for example, I have a fund that I've been investing in automatically each month for one year (12 months). I want to know how much personal money I put into this fund and how much this fund is valued on the market today. Let's say I put in 500 dollars every single month for the past 12 months. That's a total of $6,000 in 12 month installments. Let's say for example, the fund is valued at $7,000 today. At the end of the year, let's say gets $500 worth of capital gains/dividends Obviously, the difference is $1,500. Does that mean the unrealized gain is $1,500 as well? I noticed that my interpretation of the "difference" is not always marrying up with the "unrealized gains." Sometimes they are marginally off. May be me doing poor math though.

    1. Basically: Are unrealized gains the best indicator of how much profits or losses you made when taking into consideration money spent and money gained/lost?

    Other observations I noticed.

    1. T. Rowe Price and Fidelity give you percentages of how much profit you made. I noticed not all companies do something like this. They will say something like you had a personal rate of return of 14%. This is helpful.
    2. I have one outlier fund that did terribly over the years, going from a 5 star rating to a 2 star rating on morning star. I don't contribute to this anymore. Total Value: $17,298.39, Total Cost Basis: $22,142.94, Unrealized Losses: -$4,844.55. So, is this saying that I sunk in $22,142.94 in this fund (with capital gains/dividends added), and since it's only worth $17,298.39 on the market, my unrealized losses stand at $-4,844.55? It doesn't make sense to me because I used an excel sheet to relook this. My total contributions were at $16,000. If my total value is at $17,298.39, we are talking a difference of +$1,298 in profits (as a gain). This should still be considered a win for me, though though not good considering how much money went into this. I know where I am wrong though. I'm not including the capital gain distributions and dividends into my $16,000 worth of contributions. I guess I initially earned a lot of capital gain distributions and dividends, and then lost them much later. I suppose with all that factored in, that's where I take huge hits to total $-4,844.55 in unrealized losses. Like I said, it went from 5 stars to 2 stars.
    submitted by /u/zertox3000
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    Do you need a Vanguard Account to invest in VTSAX and VTIAX?

    Posted: 30 Nov 2019 12:28 PM PST

    I was trying to avoid the $20 annual account fee at Vanguard and instead created an m1finance account, but it I am unable to invest in VTSAX and VTIAX, only stocks. Is a vanguard account or broker needed to invest in these funds?

    submitted by /u/BlazeWelly
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    $0-$20,000 Challenge

    Posted: 01 Dec 2019 01:30 AM PST

    Hey guys,

    I'm looking a launching a challenge I'm calling it (The $0 to $20,000) the idea is to start with $0 and build that to $20,000 pre-tax dollars by the end of 2020.

    I plan on doing this with many different ventures that my partner and myself will undertake during the year I do have a list of rules that I will include below to try and make the challenge as hard as possible.

    I and my partner will be doing this independently as we will be both aiming to generate $20,000 each over the years.

    We both work full time so we will be working on this in our spare time we both also have side hustle that generates money that we also work on by they now run mostly without my time taken out of our day.

    We will be launching a website and some social media sites at the start on 2020 to track our progress.

    Would the people of this Reddit also like to see weekly updates post on this site? We will be writing each week to cover our progress and lesson we have learnt and how to plan to move forward each week would people be interested in reading something like that.

    Being over a short amount of time a year we won't be able to generate a real following online due to how long it takes to index a site so we won't be able to generate any money through online sites so I'm not sure if people would be interested or not let me know what you think I'll post the rules for the challenge below

    Rules:

    • No outside investment

    • Can only purchase items with the original sum

    • No using existing income sources must be created for the start of the challenge

    • Log work hours and time spent on the project during each week

    • Track money to every cent to better explain where the money is coming from.

    • Money can come from sources that have been traded from the start date and that hasn't cost anything to generate such as social media Pages websites and sew on anything that costs money in the development of these portals must be deducted from the original investment

    • this challenge withdrawal on from many concepts books and podcast give a proper demonstration on how to implement the concepts into daily lives to see a profit.

    • All revenue will be displayed at the end of each week with pre-tax dollars

    • all items that have been picked up for free can be sold for a profit as this is a legitimate way of making money

    • any items that we own can be used to assist us such as trailers, cars, internet as we already own these items.

    • the cost of the website will not be included in a challenge as we will have to start in a negative for the challenge with want to start at zero

    • For trying to include as many different ways of making money over the course of 52 weeks but some will have to be repeated as they are most effective and suitable for us to do

    • If the website is able to generate income by the end of the 52 weeks it will be deducted ducted from the original cost of the website before it will be considered profit

    Cheers (Let me know your thoughts)

    submitted by /u/Invester_Man
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    Short Stock Question

    Posted: 30 Nov 2019 02:55 PM PST

    Let's say you have 50k. If you short a leveraged ETF (SQQQ) the margin requirements is 90%, so you can short 55.56k of stock. The Margin requirement for holding TQQQ is 70% so you can hold 71.428k of stock. Since you can be both short and long at the same time, what is the optimal ratio of shorting SQQQ and longing TQQQ to achieve the greatest leverage possible?

    submitted by /u/Engrave00
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    Backdoor Roth and avoiding double tax

    Posted: 30 Nov 2019 02:37 PM PST

    Hi, so here is my situation. Single filer with an income of 190k. I have maxed my 401k through my employer. I wanted to max out my Roth IRA for the year, but I'm over the income limit. So I was going to use a backdoor roth. My concern is this: by doing so, would I get double taxed? For example, if I put 5000 in the traditional IRA, that money is post-tax income. If I then convert that traditional IRA to a roth, would I also get hit with a tax again on that conversion? And does any of this affect my 401k (I plan on doing the IRA via vanguard. 401k is through mass mutual)

    submitted by /u/boyinahouse
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