By default, is it better to choose PPO over HMO for dental and health if there is zero cost? Insurance |
- By default, is it better to choose PPO over HMO for dental and health if there is zero cost?
- License has been revoked for 7 years..any idea what my car insurance rates might be?
- Is it worth filing a claim with renters insurance for a stolen air compressor?
- I’m in pain and my insurance says a CT is ‘not medically necessary’
- Insurance considers vehicle total loss, but I am not sure why.
- Changing insurance as I move out of state
- Worried about transitioning off Medicare mid major medical event.
- What do you look for in insurance companies' Facebook pages?
- Car owners of Reddit, what's the lowest you've had for insurance, and how did you get it so low? Also, did you go through a period where it was high and you got it lowered?
- career path - medical claims adjustment / representative
- GEICO claims people suck. Advice?
| By default, is it better to choose PPO over HMO for dental and health if there is zero cost? Posted: 25 Dec 2018 05:09 PM PST |
| License has been revoked for 7 years..any idea what my car insurance rates might be? Posted: 25 Dec 2018 09:13 PM PST Hello all, Thanks for reading this post. I guess i'll give you a quick low-down of my situation. When I was 16 I was caught smoking weed while driving (in Wisconsin), they charged me with an OWI but I was never convicted. After that happened my license was suspended (for six months) and I never renewed it. I'm 23 now and about to graduate college, and I am going to reinstate my license after approximately 7 years. Never have gotten in an accident or any other tickets. I have no idea if my insurance will be crazy high or only somewhat high, it's confusing since so much time has passed yet I have never been insured since then. has anyone else had a similar experience? thanks again.. [link] [comments]  |
| Is it worth filing a claim with renters insurance for a stolen air compressor? Posted: 25 Dec 2018 11:26 PM PST Shared garage was broken into, a bunch of stuff was stolen. The only thing that was mine that was taken was an air compressor that I can replace for $200. A report was filled with the police and the officer pretty much said there is no hope and that I shouldn't even bother with insurance. My question is should I listen to the officer, or is it worth going through insurance. What can the insurance even do? I live in California and renters insurance is though lemonade. [link] [comments]  |
| I’m in pain and my insurance says a CT is ‘not medically necessary’ Posted: 25 Dec 2018 07:52 AM PST I'm having an issue with my insurance and I was hoping for some input. I appreciate your advice! I have been having constant abdominal pain for over three months now, so I saw a specialist because obviously that is not normal. The specialist, who is in network, wanted to do a CT scan. We scheduled it for mid January. Yesterday I got a letter from someone claiming to represent my insurance telling me that a CT scan would be 'not medically necessary'. They sent a list of symptoms that would make it 'medically necessary' but I don't think I have any of them. They are
The one I may have, but I'm not sure: - failed a four week trial of treatment (I saw another doctor back in September and they prescribed some antibiotics, but I still have the pain. ) There is a dispute procedure listed. My questions: 1. What does 'failed a four week trial of treatment' mean in this context? 2. Do I have a case even if I don't have a specific symptom on that list? I have been in pain for three months and have no idea why - I kind of figured that would be enough to generate medical necessity regardless of other symptoms, and my doctor seemed to agree. 3. Does the onus fall on me to do the dispute or does the doctor usually take care of that? Thank you for your thoughts, and Merry Christmas! This is in the US. [link] [comments]  |
| Insurance considers vehicle total loss, but I am not sure why. Posted: 25 Dec 2018 04:30 PM PST I was in a single-car accident and ruined my left two tires and wheels. The shop I brought it to quoted me around $1200 to repair (just wheels, tires, and alignment). The valuation report (CCC) estimates the value to be around $3600. I was little surprised to find that they declared it a total loss. I know my options are to accept or refuse the settlement, but I am not very familiar with salvage title procedures or negotiating. I have reached out to my representative. Do I have a good chance of talking them into repairing the vehicle? Should I just repair it myself? If it helps, I am in Mississippi. The vehicle is a 2006 Dodge Charger R/T with 157K miles. [link] [comments]  |
| Changing insurance as I move out of state Posted: 25 Dec 2018 04:28 PM PST I'm moving to Florida, and since Germania is Texas-only, that means I've got to get new insurance. I've been with Germania for renters insurance for years and I added an auto policy last year when I bought my first new car (previously under my parents' insurance driving their 220k-mile Odyssey. RIP, Crimson!), but since I'm moving during the holidays/New Year's, I have a few questions:
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| Worried about transitioning off Medicare mid major medical event. Posted: 25 Dec 2018 10:25 AM PST I'll try to keep this brief. I am a small business owner. Because of losses carried forward from our startup I had no reported income last year. This meant that we didn't qualify for subsidies on the marketplace but did qualify for Medicare. Our coverage with Medicare has been good but now we are making enough money that we have to transition back to the private Marketplace. Unfortunately my wife is 6 months pregnant with a child with a congenital heart defect. I am very concerned about transitioning from one insurance to another during the middle of such an expensive and dangerous time. To complicate matters because of the heart condition we will have to deliver our baby out of state. Right now it looks like our Medicare coverage will continue through the whole event but after a good year in business my income has changed. I know I have to report a change of income but if it changes our eligibility in the middle of a major medical event what happens? [link] [comments]  |
| What do you look for in insurance companies' Facebook pages? Posted: 25 Dec 2018 06:17 PM PST Out of curiosity, what makes an insurance company's Facebook good? I'm looking into purchasing insurance and I'm wondering if Facebook posts should be factored into consideration as I see some pages have way more followers than others. Are there any content I should watch out for, like if the company regularly provides updates? [link] [comments]  |
| Posted: 25 Dec 2018 07:58 AM PST |
| career path - medical claims adjustment / representative Posted: 25 Dec 2018 06:11 AM PST As someone with a bachelors degree and work experience I'm looking for some guidance on the Medical Claims career.
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| GEICO claims people suck. Advice? Posted: 25 Dec 2018 12:44 PM PST When I leave a message for my adjuster, it says "I will call you back by the end of the business day." It has been 10 days. Why are they allowed to act like this, and does anyone have advice? They should be paying me to adjudicate this claim. I don't understand why their people get paid for such bad service, but the time I spend in dealing with them is free. [link] [comments]  |
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